Logic Masters · Ages 11 to 12
Multi Step Money Word Problems
Budget problems needing more than one operation. Five levels with answer keys.
The learning journey
Every activity is one step. Here is where this one fits.
- PlayLearn the idea in a game
- Practise(you are here)Lock it in on paper
- ReviewCome back and keep it sharp
- MasterTake on a harder challenge
- AchieveEarn a certificate
About Multi Step Money Word Problems
A single-step word problem tests arithmetic; a multi-step one tests whether a pupil can hold a plan in their head. Every problem here needs at least two operations — a quantity multiplied by a unit price to reach a subtotal, then a subtraction from what was handed over — and the harder levels add a third item, so the subtotal itself has to be assembled before anything can be taken away. That structure is the point: the arithmetic in each individual step is well within reach at this grade, and the difficulty lives entirely in deciding what to do first. All the money is calculated in whole pence and only formatted into pounds when it is printed, so every intermediate value is exact and no balance can drift by a rounding artefact. Budgets are always set above the total spend, so change is never negative and no problem describes an impossible purchase. Working space is ruled beneath each question. Six problems per page. Each level prints as a clean A4 sheet in black and white and downloads with its own separate answer key.
Common questions
- How many steps does each problem need?
- At least two, and three at the higher levels where a second item joins the subtotal.
- Can the change come out negative?
- No. Budgets are always set above the total spend, so no problem describes an impossible purchase.
- Are the money amounts exact?
- Yes. Everything is calculated in whole pence and only formatted into pounds when printed.
- Is there room to show working?
- Yes. Ruled working space sits beneath every question.
A hand for grown-ups
- Before you start
- A handful of real coins is the best possible resource here. Sort them together before you start.
- While they work
- Let them make the same amount in different ways — 20p as two 10s, or 10 + 5 + 5. Flexibility is the goal.
- Afterwards
- Give them a small real purchase to work out — "this is 30p, what change from 50?". Real stakes focus the mind.
- Watch out for
- Assuming a bigger coin is worth more (that a big 10p beats a small 20p). Handling real coins and their values fixes this.
- Away from the screen
- Play shop with real coins. Let them handle small real transactions and work out the change.
Where to go next
Chosen by the skills this activity practises.